Micropayments, Instant Coverage. No Down Payments, No Hidden Fees!
Get StartedOpen an account and get proof of insurance in under 6 minutes
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Making insurance that works for everyone.
ATTENTION! 90% of our users rate us as Excellent on Trustpilot!
Our smart recommendations system gets you on the right plan, buying as little as 3 days at a time.
Activate your insurance instantly to get covered fast.
Pay for 3 days to start, withdraw your money at no cost if you need it.
| Plan Name | Description | Action |
|---|---|---|
| Unlimited Basic Great if you drive most days, and want liability coverage on a budget-friendly payment plan. |
 No upfront fees2 Flexible payments: Pay for days, weeks or or months at a time Auto reload at no extra cost Coverage Extension: we’ll keep you covered and give you a few extra days to pay Control it from your phone, make changes online Instant proof of insurance
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See details |
| Unlimited Full Great if you want full coverage, on a budget-friendly payment plan. |
No upfront fees2Flexible payments: Pay for days, weeks or or months at a timeAuto reload at no extra costCoverage Extension: we’ll keep you covered and give you a few extra days to pay Control it from your phone, make changes onlineInstant proof of insurance
|
See details |
HOT DEAL! Check my price and sign up to get proof of insurance in under 6 minutes!
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| Hugo | Root | Metromile | Progressive | esurance | GEICO |
|---|---|---|---|---|---|
| No down payment1 | Flexible micropayments | Simple daily rate | Earn instant cash rewards | Pay at your pace | Monitors your driving |
| Instant Proof of Insurance | No upfront fees2 | Truly unique. | Backed by Founders Fund and Canaan, we’re on a mission to make car insurance accessible for everyone. | A real solution | Built from the ground-up with you in mind, we’re always listening, always improving. |
| Focusing on what matters | We do everything we can to keep your money in your pocket. | Acting local, going global | We launched, tested and honed Hugo to meet real needs without compromising on quality. Now we’re growing - fast. |  |
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90% of our users rate us as Excellent on Trustpilot.
Aug’22 Trustpilot rating
| Hugo | esurance | Root | GEICO | Allstate | Progressive |
Hugo allowed me to pay for car insurance without going into debt.
Tracy T, Trustpilot
Hugo helped me insure a car that I rarely used and saved me money in the process.
Roberto P, Trustpilot
Using Hugo was a great experience. Very convenient and easy to use. Perfect for drivers on a budget!
Amber Y, Trustpilot
Paying for insurance by the day finally made insurance affordable.
Abbie H, Trustpilot
Since I’m pregnant and a stay at home mom, saving money is a priority for emergencies.
Danielle S, Trustpilot
Hugo wasn’t as intimidating as more known insurance companies.
Brandy M, Trustpilot
| 1 | Create your account It takes less than 2 minutes. |
| 2 | Select your plan Flexible driving? Micropayments? Select the plan for your needs, and check out with as little as 3 days. |
| 3 | Start driving! Your proof of insurance and policy documents are a click away - you’re ready to go! |
© 1999 Hugo Insurance. All rights reserved!
1Initial payment is a standard installment based on a simple daily rate calculation rather than a several-month advance payment.
2Fees, when they occur, are spread over time and paid incrementally - not up front.
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