The FuTuRe Of CaR InSuRaNcE Is HeRe!

Micropayments, instant coverage. No down payments1, no hidden fees2.

Get started Open an account and get proof of insurance in under 6 minutes

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90% of our users rate us as Excellent on Trustpilot
Hot

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Why Hugo?

Making insurance that works for everyone.

Intelligent plans
with micropayments

Our smart recommendations system gets you on the right plan, buying as little as 3 days at a time.

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A revolutionary
model

Activate your insurance instantly to get covered fast.

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Freedom from
down payments

Pay for 3 days to start, withdraw your money at no cost if you need it.

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Payment plans
for every budget

Unlimited Basic

Great if you drive most days, and want liability coverage on a budget-friendly payment plan.

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No upfront fees2
Flexible payments: Pay for days, weeks or or months at a time
Auto reload at no extra cost
Coverage Extension: we'll keep you covered and give you a few extra days to pay
Control it from your phone, make changes online
Instant proof of insurance

Unlimited Full

Great if you want full coverage, on a budget-friendly payment plan.

See details

No upfront fees2
Flexible payments: Pay for days, weeks or or months at a time
Auto reload at no extra cost
Coverage Extension: we'll keep you covered and give you a few extra days to pay
Control it from your phone, make changes online
Instant proof of insurance
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Car insurance
made simple.

Use the arrows to view more.

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Truly Unique!

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Backed by Founders Fund and Canaan, we’re on a mission to make car insurance accessible for everyone.

Global A real solution
Built from the ground-up with you in mind, we’re always listening, always improving.
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We do everything we can to keep your money in your pocket.
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We launched, tested and honed Hugo to meet real needs without compromising on quality. Now we’re growing - fast.

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Launching soon
Work in progress
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A best-in-class
experience

90% of our users rate us as Excellent on Trustpilot
Web Trips Aug’22 Trustpilot rating

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What our users say!

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Hugo allowed me to pay for car insurance without going into debt.

- Tracy T, Trustpilot

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Hugo helped me insure a car that I rarely used and saved me money in the process.

- Roberto P, Trustpilot


Mailkitten

Using Hugo was a great experience. Very convenient and easy to use. Perfect for driver’s on a budget!

- Amber Y, Trustpilot

Mailkitten

Paying for insurance by the day finally made insurance affordable.

- Abbie H, Trustpilot


Mailkitten

Since I’m pregnant and a stay at home mom, saving money is a priority for emergencies.

- Danielle S, Trustpilot

Mailkitten

Hugo wasn’t as intimidating as more known insurance companies.

- Brandy M, Trustpilot

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Getting started
is easy.

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1 Create your account
It takes less than 2 minutes.

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2 Select your plan
Flexible driving? Micropayments? Select the plan for your needs, and check out with as little as 3 days.

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3 Start driving!
Your proof of insurance and policy documents are a click away - you’re ready to go!

Get started

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1 Initial payment is a standard installment based on a simple daily rate calculation rather than a several-month advance payment.
2 Fees, when they occur, are spread over time and paid incrementally - not up front.

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