Micropayments, instant coverage. No down payments1, no hidden fees2.
Get started Open an account and get proof of insurance in under 6 minutes
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90% of our users rate us as
Excellent
on Trustpilot
Making insurance that works for everyone.
Our smart recommendations system gets you on the right plan, buying as little as 3 days at a time.
Activate your insurance instantly to get covered fast.
Pay for 3 days to start, withdraw your money at no cost if you need it.
Great if you drive most days, and want liability coverage on a budget-friendly payment plan.
Great if you want full coverage, on a budget-friendly payment plan.
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Backed by Founders Fund and Canaan, we’re on a mission to make car insurance accessible for everyone.
A real solution
Built from the ground-up with you in mind, we’re always listening, always improving.
Focusing on what matters
We do everything we can to keep your money in your pocket.
Acting local, going global
We launched, tested and honed Hugo to meet real needs without compromising on quality. Now we’re growing - fast.
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Currently available
Launching soon
Work in progress
Join our waitlist
90% of our users rate us as
Excellent
on Trustpilot
Aug’22 Trustpilot rating
Hugo allowed me to pay for car insurance without going into debt.
- Tracy T, Trustpilot
Hugo helped me insure a car that I rarely used and saved me money in the process.
- Roberto P, Trustpilot
Using Hugo was a great experience. Very convenient and easy to use. Perfect for driver’s on a budget!
- Amber Y, Trustpilot
Paying for insurance by the day finally made insurance affordable.
- Abbie H, Trustpilot
Since I’m pregnant and a stay at home mom, saving money is a priority for emergencies.
- Danielle S, Trustpilot
Hugo wasn’t as intimidating as more known insurance companies.
- Brandy M, Trustpilot
1
Create your account
It takes less than 2 minutes.
2
Select your plan
Flexible driving? Micropayments? Select the plan for your needs, and check out with as little as 3 days.
3
Start driving!
Your proof of insurance and policy documents are a click away - you’re ready to go!