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The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
It only takes a few minutes to review your loan options and find out what makes sense for you.
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It only takes a few minutes to review your loan options and find out what makes sense for you.
Get startedAlready have a Rate account? Log in
So easy. So fast.
Same Day Mortgage can get your loan approved in one day with options as little as 3% down.
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Compare the national average mortgage rate to current rates available.
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Rates current as of . Rates current for Cook County, Illinois, available through Rate's Online Division and are subject to change without notice
National Average Rates are provided for informational purposes only and are not advertised rates from Rate, Inc.
Terms and conditions
Rate’s Same-Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
Rate is proud to announce that it has been awarded Best Mortgage Lender for First Time Homebuyers by NerdWallet for 2023.
Rate helped us to get the loan for our first new home. They were very co-operative and helpful throughout this process. They responded very fast to our inquiries and make the whole complex loan process smooth for us. I would recommend.
Mthun G
Helped me find a great home for a great price that fit in my budget! Great with communication, and everyone was very easy to work with and made the process easy and flow effortlessly! Once again thank you to all of you!
Brandon P
With the markets constantly changing, Rate stayed on top of it throughout the process to get me closed on time and meet all the challenges quickly. They went the extra mile. I would absolutely recommend Rate and would use them again without question.
John O
It's so important to work with a lender that stands behind their pre-approval and closes on time. They are able to meet and often times are able to close early, while still proving outstanding service to all parties involved. A++
Kenneth W
The Rate team stepped up and saved our financial day. The funds for our new house came through quickly and painlessly. They were able to solve a couple of problems easily. Can't recommend them enough.
Jim C
Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.
Justin G
Generate your own 90s page here!