WELCOME to QONTO! An online account that helps you pay, get paid, invoice, bookkeep, manage expenses, find financing & oversee cash flow. 
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From €9/month excl. VAT. Try it free for 30 days.
| 7-day-a-week customer service | Business Account & Cards | Invoice Management |
| Expense & Spend Management | Bookkeeping & Cash Flow | CARDSTRANSFERSFINANCING |
Easy day-to-day banking: local IBAN, free Mastercards, instant & international transfers, financing solutions. All included in your plan.
Open an account
Centralize all your invoices and quotes. Automate how you collect payments and process supplier invoices in 25+ foreign currencies.
Centralize your invoices
| E-INVOICING | REAL-TIME TRACKING |
Control spend before you even start spending. Get full visibility over budgets & team expenses, along with automated receipt reminders.
Take control of spend| BUDGET CONTROL | AUTO RECEIPT COLLECTION |
Get real-time cash flow insights and finish monthly accounting faster with auto receipt matching, accountant access & 40+ integrations.
Fast forward your accounting| ACCOUNTANT ACCESS | DASHBOARD | OCR |
An online account that means business
Easy day-to-day banking: local IBAN, free Mastercards, instant & international transfers, financing solutions. All included in your plan.
Open an account
CARDSTRANSFERSFINANCING
Pay and get paid faster!
Centralize all your invoices and quotes. Automate how you collect payments and process supplier invoices in 25+ foreign currencies.
Centralize your invoices
| E-INVOICING | REAL-TIME TRACKING |
Keep control over team expenses!
Control spend before you even start spending. Get full visibility over budgets & team expenses, along with automated receipt reminders.
Take control of spend| BUDGET CONTROL | AUTO RECEIPT COLLECTION |
No-fuss end-of-month accounting!
Get real-time cash flow insights and finish monthly accounting faster with auto receipt matching, accountant access & 40+ integrations.
Fast forward your accounting| ACCOUNTANT ACCESS | DASHBOARD | OCR |
An app you'll love using. Come take a tour.
Rated & recommended
When it comes to customer service, the reviews and ratings of our 500,000+ clients do the talking for us.
Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentication technologies.
| Company creators | Self-employed |
| Micro-enterprises | SMEs |
| Associations |
Let our account help do your finance admin, so you’ve got more time for what matters to you.
Learn moreLet our account help do your finance admin, so you’ve got more time for what matters to you.
Learn more“Qonto makes day-to-day business development easy by providing us with very fast responses, almost instantly via chat.”
Mohammed El Bojaddaini,co-founder of Curecall.
“Qonto helps us grow sustainably. With its simplified, optimized processes, we gain valuable time for our business every day.”
Charlotte Piller,Co-founder of Lotta Ludwigson.
“With Qonto, we can create accounts for each team and assign them a budget. This way, we keep track of all expenses and save time.”
Álvaro Patón,CFO of Morrison Shoes.
“With Qonto, I can add my employees to the account, and my accountant is autonomous. This way, I save time and can focus on my business operations.”
Arianna Cavina,Founder @AF Srl
We want to protect what’s precious to you as an entrepreneur: your time, energy, and focus. Let Qonto get your finance admin done faster, right from the very first click.
Open an account
