Get Your Dream Car!

Rate reduction on all new vehicle loans!

New loans qualify for an additional .50% APR off Heartland's already low vehicle loan rates.*

From the Beltline to the back roads, Heartland's auto loans help you get behind the wheel.

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Empowering you to achieve your financial dreams, one step at a time!

Community Focus

Round Up Savings

We’re more than your local credit union—we make saving easy with every debit card purchase.

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Home Equity Loans

We offer competitive-rate second mortgages to help make life a little easier.

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New!

Certificate Special

Earn more with a 7 or 14 month special rate certificate! The high dividend rate (up to 4.05% APY*) helps grow your savings faster.

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Current rates

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Product Rate Term
Auto Loan as low as 4.74% APR 5 YR ARM
Certificates earn up to 4.05% APY
Computer Power

Unlock your dream home with a free mortgage pre-approval letter

When you're pre-approved for a mortgage, sellers and real estate agents take you more seriously. Get started online today.

Start an application Learn more about our home loans
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Welcome to Heartland Credit Union

We're so glad you found us!

At Heartland Credit Union, you can find savings accounts and certificates to help build and manage your wealth. You can also secure affordable home, car, and business loans. Money matters make sense when you have the digital tools to manage your accounts whenever, wherever you are. So what are you waiting for? Hone, reach, and exceed your financial goals and dreams with the premier Wisconsin credit union today!

Open an account Learn more
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What our members say!

"Our rep was very friendly, knowledgeable, and nice to chat with. She did a great job with both signing up for our mortgage and account." — Nancy P., Des Moines, IA, member since 2024

Special Announcement: BIG RATE REDUCTIONS ON ALL NEW VEHICLE LOANS! Don't miss out! Under Construction

Future Features Coming Soon!

We're always working to make your financial journey even better. Stay tuned for exciting new features!

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Protection when it matters. We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:

  • Life
  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of life of a Dependent
  • Disability
  • Involuntary Unemployment

To begin, please fill out a claim form HERE!

If you prefer, call 1.800.621.6323 to begin the process and a TruStage Claims Specialist will guide you through the process.

Apply for Loan File a Loan Protection Claim
Under Construction New! Generate your own 90s page here! Under Construction