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You could save at tax time. Find out how the Australian Government makes private health insurance more affordable.
If you're new to HBF, you may be eligible for our special offer. T&Cs apply
Get up to 12 weeks FREE plus gift card
For new members who join and keep eligible hospital and extras cover. Up to 12 weeks applied over 26 months. Offer ends 9 Dec 2025.
Get access to a world-class health system while you are in Australia.
Australia's 2025 Most Awarded Health Fund & Best Health fund in 2023-2024 Finder Awards
Start searching to find providers near you.
Choose the option that best describes your situation and we’ll help you find our best cover to suit your needs.
Articles:
Find member FAQs and helpful articles to help you understand and manage your HBF cover.
Learn how to get the most from your cover with advice from health professionals and insurance experts.
We’ve been putting our members first for over 80 years. It’s no wonder more than one million members trust us to look after their health.
We put our members first
Members are at the heart of everything we do. When we make decisions, we will always put our members' needs first.
We’re not-for-profit
We’re one of the largest not-for-profit health funds in Australia, so we can focus on giving more back to members.
We’re flexible
Mix and match our hospital and extras products to create cover that’s right for you.
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The easy way to manage your cover on the go. Tap and claim, view your limits, and manage your details with ease - anytime, anywhere, safely and securely.
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