Keeping some of the biggest names secure and in control of their payment needs
Whether you want to accept payments online or in-person, we provide a range of solutions to keep your business flowing.
OnlineOur simple to integrate and reliable online payments gateway, designed to give your customers a seamless payments experience. 
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In-personCreate flawless in-person customer experiences that help your business to stand out. 
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Payments partnerships built for success. Unlock your business potential. We work with a range of partners to provide simple, effective payments to their customers, helping them to make sales and to grow.
Send real-time payments straight to Visa card accounts, and pay your customers and suppliers in minutes. Take the hassle out of payouts and improve your customer satisfaction.
Cashflows Direct Send |
Cashflows Fast OnboardingWe process over 80% of applications inside 24 hours, meaning you get set up quickly with the minimum of fuss. |
Make it easy for repeat customersFor subscriptions, memberships, and recurring payments, there’s no need to chase details for lost or expired cards. Reduce declines, save admin, and keep your customers loyal. |
All your data in one placeIntuitive, feature-rich, and flexible. Cashflows Portal is your online tool, where you can manage your payments and access data from all channels via an easy-to-use interface. |
In-person Payments
Insights
Selecting the best payment terminal for your business
In-Person Payments Made Easy
"When selecting a terminal for processing payments in your business, there are several factors to consider to ensure you ...
02 Jul 2025•5 min
Partnering for growth
Become a partner
Developer resources
We provide simple integrations through our rest APIs, using JavaScript Object Notation (JSON) to provide a structured and consistent way for you to send requests to our payment gateway.
Connect with powerful APIs
Our API uses standard HTTP response codes and familiar verbs, ensuring development remains simple and consistent. See our Gateway API documentation
We offer Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, or Samsung Pay, so your customers can choose how they want to pay.
"We wanted to work with a payments partner that we could grow alongside and would take the time to truly learn about and understand our business and our customers. We have received amazing support from the Cashflows team,..."
Acquired.com
Business: Payments & Treasury Services
75%Reduction in time to decision for application processing.
"With Cashflows, we have a true partnership. Our suggestions and concerns are always taken seriously and addressed, leading to positive mutual developments. We have been delighted with the level of support we have experienced, and the team resolves any issues very promptly. . . ."
SplitPay
Business: Financial Services
70Companies live and transacting
"As a loan supplier, we use more than one payments provider to reduce risk. Currently 60% of our business goes through Cashflows, demonstrating the trust we have in our partnership and the incredible service that they have provided us. . . . .”
CASH4UNOW
Business: Consumer lending
75%cost saving in processing costs with Cashflows
For retailersFrom ecommerce, to grocery, to furniture and household, we’ve got solutions to support your business. |
For financial servicesFinancial services businesses have a range of specific needs. From recurring billing to payout, we’re ready to support you and your customers. |
For insurance providersWhen operating in a competitive industry, like insurance, that is data driven and doing more and more to improve customer experiences, your payments can offer you an edge. |
02 Jun 2025•5 min press release
13 May 2025•5 min insights
31 Jul 2024•5 min press release
25 Jul 2025•5 min press release
25 Feb 2025•5 min press release
Cashflows 