Welcome to Citizens State Bank!
Your Local Bank for the 90s and Beyond!
Your Local Bank for the 90s and Beyond!
Work with a bank you trust and get a checking account that fits your life. Explore Checking Accounts
Manage your money when and where you want. Get Online and Mobile Banking
We help with financing, so you can focus on farming. Explore Agricultural Loans
Built on the past, banking for the future. For over a century, Citizens State Bank has been committed to helping people and businesses succeed and supporting the communities where we operate. Discover friendly, personalized service paired with modern digital banking technology at our main office in Gridley or branches in Burlington, Cottonwood Falls, Emporia, Hamilton, LeRoy, Lyndon, Madison, New Strawn, and Olpe.
View balances, transfer funds, make loan payments, and more. Explore Digital Banking
Enjoy easy access to cash and convenient transactions. Order Debit Cards
Get a VISA credit card for yourself or your business. Apply for a Credit Card
Use our online tools to plan for your future. Explore Calculators
We are happy to help. Call, stop by, or complete our contact form. Contact Us
Local decisions, quick service. Whether you're purchasing commercial real estate, upgrading equipment, or covering operating costs, we can provide custom financing to help your business thrive. Learn about Commercial Loans
Let us help you reach life's milestones. Whether you want to buy a home, build your dream house, or refinance, our loan officers can help unlock your future. Enjoy flexible terms and expert guidance every step of the way. Explore Residential Loans
Put your cash to work. Set aside money and earn guaranteed returns with a Certificate of Deposit (CD) or tax-advantaged Individual Retirement Account (IRA). Explore CDs & IRAs
Give your young ones an early start with their savings. Help your child build a strong financial foundation with a savings account especially for kids. Young savers learn to manage their money while earning interest and prizes! Explore Super-Savers Kids Club
Why bank with us? When you choose to bank locally, you choose to support your local community. Citizens State Bank is proud to hire locally, support local community events and programs, and put deposits to work financing growth for local small businesses and farms and helping families achieve their dreams
Only available to verified financial institutions, our new ".bank" domain provides additional security. Look for ".bank" to visually authenticate our website and emails from Citizens State Bank to avoid fraud. Learn more about Security
Citizens State Bank is much more than deposit accounts and loans. We offer agricultural insurance, safe deposit boxes, and more to make life easier for our customers. Explore Additional Services
Monitor your debit card and prevent fraud on the go with Brella. The Brella App allows you to set transaction alerts and limits and temporarily disable your debit card. Get the Brella App
This Section is still under construction! Come back later!
Visitors since the launch of our totally rad website! 
