Ad Astra Financial Planning - Make Work Optional!

We specialize in helping tech professionals in the San Francisco Bay Area and beyond tax-efficiently navigate equity compensation and financial independence.

Career Breaks | Sabbaticals | Financial Independence

Helping Tech Employees Make Work Optional
through Tax-Smart Equity and Retirement Planning

As Featured In

Is your employer launching a tender offer or going public and you want to optimize your equity?

Do you want to retire early, take a sabbatical, or shift to more personally meaningful but lower paying job?

Are you going through life transitions like starting a new job, buying a new home, getting married, or raising a family?

Are you holding ISOs, NSOs, RSUs but you aren't sure what you should do?

Do you have a lot of ISOs but are worried about incurring or managing AMT?

Have you gotten hit with an unexpected tax bill and don't want to get burned on taxes again?

Have you done well with your investing but don't feel you have a solid plan?

Are you considering making moves like Roth conversions but not sure if you should and how much?

Have you heard about Backdoor and Mega Backdoor Roths but you aren't sure if they're for you or how you would do them?

Are you getting close to a Financial Independence number but aren't sure if you're ready to make the move?

Check out the IPO Guide on our Blog…
Anticipating an IPO, Direct Listing, or an Acquisition? Start here! 👇

Meet Andy Moran

I grew up in the San Francisco Bay Area and spent a decade in tech as a software engineer, helping scale a startup fresh off Series A to nearly $100M in annual recurring revenue. But in 2020, I took a career break—one that ultimately set me on the path to pursuing CFP® certification.

Since passing the CFP® exam and launching Ad Astra Financial Planning in 2023, I’ve been helping clients navigate the complexities of their equity compensation and build a financial future that supports their ambitions.

I loved creating software used by tens or hundreds of millions of people, but the real impact often felt nebulous. What drives me now is working directly with my clients—building deep, ongoing relationships and helping them find clarity, confidence, and freedom through financial planning that aligns with their values and goals.

My work isn’t just about numbers; it’s about understanding your lives, adapting strategies as your needs evolve, and ensuring you feel supported every step of the way. Being part of my clients’ journeys in such a meaningful way has been incredibly rewarding—for both them and me.

Learn more in these interviews!

Hear Me Talk Van Camping on Unexpected Hobbies of Financial Advisors

Hear Me Talk Professional and Personal on Core Planning’s “Connect 4” Series

Hear Me Talk Money and Mindset on Generate a Life Well Lived